HSBC CREDIT CARD APPLICATIONS - ISSUED BY HSBC BANK NEVADA, N.A.

GM Flexible Earnings Card:
No annual fee

Orchard Bank Secured MasterCard®: (for bad credit)

Union Plus® Credit Card: intended for Union members

Orchard Bank Classic MasterCard®: (for bad credit)

Orchard Bank Platinum MasterCard®: (for bad credit)

HSBC® Weekend Card: No Annual Fee




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Orchard Bank Credit Cards are now issued by HSBC. Sort multiple offers from HSBC Bank and Apply Online in 1 easy step. Dedicated to the frugal-minded customer, with the entire selection of HSBC and Orchard Bank Credit Card offers updated daily-all within Secure Transaction Technology-which protects your privacy.

HSBC currently issues the following credit cards: GM Flexible Earnings Card, Orchard Bank MasterCard and Union Plus Credit Card. The Orchard Bank MasterCard is used by over 2 million customers in America to help re-build or repair their credit.

0% introductory APR for 12 months (on balance transfers)
A full 1% cash back option
A full 1% earnings toward any other new vehicle
Triple your earnings to 3% toward an eligible, new GM vehicle
No annual fee
Now you can earn 1% cash back on every single purchas
Learn more about this card click Apply

Set your own credit limit starting at $200, all online
The perfect card to start building or rebuild your credit. Reporting monthly to all major credit bureaus. Your choice of payment due dates to fit your schedule
Free standard bill pay and online account management tools
E-alerts to your email or cell phone to remind you when a payment is due

FREE Rewards Program designed for hard-working union members
Get 2,000 bonus points after first purchase, more than halfway to a $25 Gift Card. Earn 1 Point for every dollar spent anywhere. Earn 2 Points for every dollar spent at gas stations, grocery stores, and drug stores. NO Balance Transfer Fees and APR stays FIXED until the balance is paid in full*.1.99% introductory APR on new purchases*

Reporting to major credit bureaus providing opportunity to rebuild credit. Your choice of payment due dates to fit your schedule
Free Standard Bill Pay and online account management tools
Periodic credit limit increase reviews to strengthen your buying power
E-alerts to your email or cell phone to remind you when a payment is due. You could also qualify for a Platinum, Gold or Secured card
For full details click Apply

Enjoy the prestige of Platinum with no up front fees. Premium Platinum benefits including Purchase Protection
Great credit card to strengthen your credit. Reports to all 3 credit bureaus monthly, which can help improve your credit score
Free Online 24-hour Account Access and Bill Pay
Periodic credit limit increases
4 Plastic Designs to choose from
For full details click the Apply button

APR
as low as

Earn a full 2% cash back on every single credit card purchase made on Saturdays and Sundays
1% cash back on every single credit card purchase made Monday through Friday. Simple and straightforward: no earnings caps, spending requirements, tiers or point expiration. Platinum benefits include unlimited purchase protection, extended warranties and rental car insurance. 0% Introductory APR on balance transfers for 12 months

Orchard Bank MasterCard: Now available in Silver, Platinum and Gold. Credit Cards from Orchard Bank are the most popular choices in helping repair or rebuild your damaged credit rating. Orchard Bank MasterCard has helped over 2 million people re-build or re-establish their bad credit histories. Apply for the credit card designed for individuals looking to establish or re-establish their credit. Benefits include periodic credit line increase reviews and free online bill pay. The Orchard Bank MasterCard is issued by HSBC Bank Nevada, N.A. and is serviced by HSBC Card Services, Inc. and/or HSBC Card Services (II), Inc. In order to apply for a credit card, you must be at least the legal age in the state of your residence, your annual salary must be at least $12,000 (for an unsecured card), you must have a telephone in your residence and you must reside in the United States and have a valid social security number. Credit approval will be determined upon review of a current credit bureau report and other information bearing on your creditworthiness.

Union Plus® Credit Card: Attention Union Members! You're eligible for the exclusive Union Plus® Credit Card - the only card endorsed by your union. Join the 3 million members who carry the Union Plus® Credit Card. No Annual Fee: Some cards give you one year free, then charge $20 or more!

• Competitive Interest Rates: The Union Plus® Credit Card offers competitive interest rates on purchases and Balance Transfers.
• Balance transfers: Transfer your higher rate balances immediately upon approval.
• Skip Payment Privileges: You can skip up to two monthly payments each year with no penalty or harm to your credit rating.
• Strike Payment Protection: When your union is on a union-sanctioned strike or lockout for 30 days or more, you may skip your payment for up to 3 consecutive months. The Union Plus Credit Card is the only credit card that offers you Strike Payment Protection.
• Loss Protection: The Union Plus Credit Card absorbs ALL unauthorized charges.
• 100% Fraud Protection: If your Account shows any unusual activity, we'll contact you immediately to protect you against possible fraud.
• 24-Hour Customer Care: Contact Customer Care online or call a Customer Care Representative, no matter what time of day.
• Union Member Advocacy: Created by Union Privilege, this program helps you resolve disputes and handle concerns regarding any of the Union Privilege programs. No Annual Fee, 8.99% Fixed APR on Balance Transfers for the life of the balance, $0 liability on any unauthorized charges.
• Personal Customer Service - Speak with a representative 24 hours a day
• Online Balance Transfer immediately upon approval.





		HSBC CREDIT CARD APPLICATIONS HSBC has merged with Household Bank. HSBC Card Services makes life a little easier for customers by helping them meet their financial needs. With personalized service, HSBC Credit Card services provides credit products that work for customers. The Orchard Bank Credit Card is issued by HSBC Bank Nevada, N.A. Since it's founding in 1865, HSBC has grown into one of the world's largest financial institutions with 9500 offices in 79 countries and territories and a place near the very top of the Forbes Global 2000. As one of the largest credit card issuers in the United States, HSBC has built a solid reputation on maintaining a strong tradition of caring, commitment and personalized service to millions of customers nationwide. But in the end, what really counts is your opinion of HSBC as your credit card company. Wherever you go, the Orchard Bank MasterCard or Visa is your guarantee of acceptance, convenience, and buying power. The Orchard Card is there to help you manage everyday life - unexpected expenses and opportunities you can’t pass up. HSBC Card Services works hard to develop accessible, dependable, innovative financial service products – and customer relationships that last. Household Bank is committed to building community. Household International has worked to develop stronger, safer, more prosperous communities for decades. Now, as HSBC - North America, commitment to corporate social responsibility is stronger than ever. In 2003, Household Bank community investments were more than $18 million. Household Bank partners with employees and communities, working toward an environment that enhances the quality of life for everyone. Household Bank believes in good corporate citizenship. Efforts go beyond a basic commitment for responsible consumer financial services, to investing resources, both human and financial, in our communities. These investments include: making cash and in-kind contributions to local nonprofit organizations that serve our communities, encouraging employee volunteerism and community involvement, initiating or supporting responsive projects and programs that enhance the quality of life in our neighborhoods.